Crew & Guests Insurance
You're covered.
For crew members working on a superyacht and the guests who come aboard.
Superyacht crew and guest insurance is a specialised type of insurance coverage designed to protect both the crew members working on a superyacht and the guests who come aboard. This insurance is essential for ensuring the safety, well-being, and financial protection of everyone involved in the operation and enjoyment of the superyacht.
Crew & Guest Insurance.
Key Features.
The following shows the standard key features for our Crew & Guest Insurance policies. Yet, at Superyacht Insurance Services, our products and service are anything but standard. We will work with you to design and build a bespoke policy that is uniquely tailored to you and your superyacht.
For your crew.
Medical and Health Insurance
Emergency Medical Treatment
Covers the costs of emergency medical treatment for injuries or illnesses sustained while on duty.
Routine Medical Care
Includes coverage for routine medical check-ups, prescriptions, and other healthcare needs.
Dental and Vision
Some policies include coverage for dental and vision care.
Accidental Death and Dismemberment (AD&D)
Complete Protection
Provides compensation in the event of accidental death or serious injury resulting in loss of limbs or other significant disabilities.
Repatriation and Evacuation
Medical Evacuation
Covers the costs of emergency medical evacuation to the nearest appropriate medical facility.
Repatriation
Covers the costs of returning the crew member to their home country in case of severe illness, injury, or death.
Personal Accident Insurance
Financial Compensation
Provides financial compensation for accidents that occur while on duty, which may result in temporary or permanent disability.
Loss of Income
Financial Compensation
Offers compensation for lost wages if a crew member is unable to work due to injury or illness.
Liability Coverage
Crew Protection
Protects crew members against legal liability for accidental injury or damage to third parties while performing their duties.
For your guests.
Medical and Health Insurance
Emergency Medical Treatment
Covers the costs of emergency medical treatment for guests who become ill or injured while on board.
Routine Medical Care
Provides coverage for necessary medical care during the stay on the superyacht.
Accidental Death and Dismemberment (AD&D)
Complete Protection
Provides compensation in the event of accidental death or serious injury to a guest.
Medical Evacuation
In An Emergency
Covers the costs of emergency evacuation to the nearest suitable medical facility if a guest becomes critically ill or injured.
Trip Interruption and Cancellation
Reimbursement
Offers reimbursement for trip costs if the guest’s trip is interrupted or canceled due to covered reasons, such as medical emergencies.
In conclusion.
Let's talk.
Superyacht Crew & Guest Insurance is a crucial aspect of operating a luxury vessel, providing essential protection for both the crew and guests. By securing this type of insurance, superyacht owners and operators can ensure the safety and well-being of everyone on board, mitigate financial risks, and comply with regulatory requirements, all while enhancing the overall experience of operating and enjoying a superyacht. If you’d like to arrange cover, please get in touch.
